Garantia secures mortgage loans of private individuals. The amount of a mortgage loan can be increased through Garantia’s mortgage guarantee.

Ask more about our guarantee solution from any bank listed below and find out if your mortgage is eligible for a guarantee. Availability and pricing depend on the mortgage and are communicated by the bank in connection with the loan negotiations.

What is this?

Mortgage loan is typically limited to a certain percentage of the fair value of your house. Mortgage guarantee is used to secure the loan amount exceeding this level.

To whom?

Garantia’s mortgage guarantee is a practical solution for both first-time home buyers and people moving to a new home.


Garantia’s mortgage guarantee provides everyone with an equal possibility to become a homeowner. Savings can be used for unexpected costs when a higher portion of purchase price can be financed through loan.